Chennai, June 22 (IANS) The Indian insurance regulator IRDAI has allowed non-life insurers to offer "homecare/domiciliary treatment" or treatment at home as an add on cover afresh or to their existing policies.In a circular to all non-life insurers including standalone health insurers, the Insurance Regulatory and Development Authority of India (IRDAI) has said companies have to file their products with it, if home treatment is offered as an add-on cover.According to IRDAI, homecare treatment is one taken at home for an ailment that normally needs hospitalisation provided that a medical practitioner advises the insured home treatment; there is a continuous active line of treatment with the health status of the insured monitored daily by a medical practitioner during the duration of home treatment; and that records of daily monitoring of the insured patient and the treatment given are recorded and signed by a medical practitionerNorms for settlement of claims should be mentioned in the policy document and prospectus, it said.IRDAI said that insurers can offer the cover to their existing policyholders by charging an additional premium for the residual period of time.Reacting to the development, Liberty General Insurance Ltd's CEO and Whole Time Director Roopam Asthana told IANS that the "add-on cover has to be priced right taking into account the data and possible scenarios".Though the insurers will save on huge daily hospital room charges, the doctor and nurse fee may be on slightly on the higher side then what a hospital charges.Industry officials told IANS the add-on cover would have been beneficial when Covid-19 pandemic was at its peak and hospital beds were not available, but now the situation is not that serious.However, it is also true that how the pandemic will pan out in the future is not known. A senior industry official, who preferred anonymity, told IANS that the coverage should be priced taking into account payments made towards renting hospital beds and other medical equipment that are normally used in a hospital room.--IANSvj/vd
While the monsoon might be enjoyable for a lot many of us, curling up with a good book and cup of tea while it pours outside is a great feeling, but our hair and skin doesn't quite enjoy the weather. Due to the increase in humidity, our skin looks greasy and clogged pores become a regular occurrence. Similarly, our hair becomes more greasy and the scalp gets congested due to excess moisture. So what's the solution then? We need to stick to a skincare and hair care routine that works in this sort of weather. Megha Asher, COO and CO Founder, Juicy Chemistry suggests:
Cleansing: Given how greasy and congested the skin can get, it is important to thoroughly cleanse it with a cleanser that won't dry out the skin. Our super fatted cleansers made from saponified oils and botanical extracts are a great choice. Depending on your skin type, you can choose a cleanser accordingly. Be sure to cleanse twice a day -- in the morning and at night, before heading to bed.
Exfoliation: Exfoliating the skin is essential as it gets rid of dead cells, helps clean out pores, and keeps this skin looking radiant. Exfoliate 1 to 2 times a week.
Mist: Given all the humidity, you probably don't want something too heavy, so go light with your thick creams. Instead, think about adding a refreshing toning mist or floral water into your routine. Follow up with a face oil or moisturizer, whatever you prefer.
Masking: Facemasks give an extra boost of nourishment to the skin and are a great pick-me-up. Depending on your skin concerns, you can opt for a mask that works for you.
Face Oil/Moisturizer: Many are of the opinion that oils are too thick, too greasy, and clog pores. The truth is that it isn't necessarily the case. Oils such as Rosehip, Jojoba, and Hemp Seed oils are great for the skin and have a low comedogenic rating -- meaning they won't clog your pores. In fact, Hemp Seed oil is known to help with acne and Jojoba oil matches the consistency of the sebum our skin naturally produces! These oils work quite well for the skin, even during the daytime. Just make sure the oil is the second last part of your skincare routine, the last step being your sunscreen -- during the daytime, of course.
Sunscreen: Just because it is cloudy, outside does not mean it is okay to give your sunscreen a miss! UV rays penetrate through the clouds and even through windows so make sure you are applying sunscreens regularly.
Skip Makeup: We are all largely spending time at home so it is time to give rest to your makeup; let your skin breathe instead!
Using The Right Oil: The good old champi need not be given a miss. In fact, it might help balance the scalp. Use a lightweight oil or blend of oils that'll do the trick for you.
Choosing The Right Shampoo: Humidity calls for thorough cleansing of the scalp. Using a gentle shampoo gets rid of the buildup and balances and nourishes your scalp. Be sure to apply the shampoo to your scalp only! Otherwise, you will dry out your hair.
Use A Leave-In Conditioner: Frizziness is a common concern in the wetter months and leave-in conditioners are quite effective at nourishing the hair and making the strands feel smoother and softer to the touch.
Read More► Want Healthy Skin? Wash Your Pillowcase Every Week
<br>"As we take steps to recover from the pandemic, let yoga inspire us to approach challenges holistically, to work together through the multilateral system so we recover better, stronger and greener," UN General Assembly President Volkan Bozkir said."The social and economic consequences (of the pandemic) have been devastating for many around the world (and) yoga was a lifeline during the lockdown. It helped maintain physical well-being while also managing the stress of uncertainty and isolation," he said.Because of the pandemic, the Yoga Day was observed virtually at the UN this year -- just like last year -- without the mass exercises with the participation of top UN officials and diplomats from around the world that became a part of the UN tradition since 2015.Deputy Secretary-General Amina Mohammed said that yoga can "play a significant role in the care and rehabilitation of COVID-19 patients in allaying fears and sorrow.""The Covid-19 pandemic has caused enormous stress and anxiety to many people worldwide, who are stemming from loss, isolation, economic insecurity or disruption to normal routines and work-life balance. Yoga can help us cope with the uncertainty and anxiety," she said.India's Permanent Representative to the UN, T.S. Tirumurti, said the Yoga Day this year "seeks to reaffirm the rejuvenating role of yoga in promoting health and wellbeing of the global community which is presently coping with the pervasive effects of the Covid-19 pandemic.""Yoga organisations and practitioners around the world have been raising awareness through digital platforms about the potential of yoga in mitigating the adverse effects of the pandemic on the physical and mental well-being of the people," he said.Yoga practitioners from eight countries participated in a digital demonstration conducted by New York-based yoga teacher Eddie Stern.The United Nations General Assembly had declared June 21 as the International Day of Yoga in 2014 at the initiative of India with the support of 177 countries.Unlike the UN, which still maintains strict Covid-19 precautions, the host city New York had dropped most Covid related restrictions last week as the city's vaccination rate surged to about 70 per cent, enabling a mass celebration.On Sunday, the city's Times Square held its first major event after the restrictions fell off, celebrating Yoga Day to coincide with the Summer Solstice, which came a day earlier this year.A relay of yoga practice with over 3,000 people participating took place at Times Square, which is known as the 'Crossroads of the World', from 7:30 am to 8 pm.Across the Hudson River at Jersey City's Liberty State Park against the backdrop of the Statue of Liberty, the tristate Federation of Indian Associations organised a celebration on Sunday.Both the events were organised in partnership with the Consulate General of India.(Arul Louis can be reached at firstname.lastname@example.org and followed @arulouis)--IANS<br>arul/arm
Bengaluru, June 21 (IANS) As part of the plan to make the state Covid free by December end, Karnataka Health Minister K. Sudhakar said on Monday that the state government has launched a massive vaccination drive to inoculate anywhere between 5 and 7 lakh people on a single day.After launching the 'Lasika Maha Abhiyana' (massive vaccination drive) on the occasion of International Yoga Day here, Sudhakar told reporters that the state government aims to vaccinate every eligible citizen and make the state free from Covid-19 by the end of December this year, for which the state will launch more such vaccination drives."Inoculating five to seven lakh people on a single day won't be a problem as the state has a stock of about 15 lakh doses of Covishield and 6-7 lakh doses of Covaxin," he said in response to the question.Answering another query, Sudhakar said that after the second Covid wave, the awareness about anti-Covid vaccine has increased manifold."There was vaccine hesitancy during the initial days when the vaccination drives were launched, but that is no longer the case now, as people have realised that vaccine is the best way to protect them from the virus," the minister said.He added that Karnataka has already administered more than 1.86 crore doses in 13,000 vaccination centres across the state."Even if we succeed in inoculating 70-80 people per centre, we will meet our target of administering five to seven lakh doses on a single day across the state. However, active participation from the citizens is crucial for the success of such vaccination drives," the minister said.Sudhakar also said that the state government had decided to organise this accelerated vaccination drive to mark Interational Yoga Day on the insistence of Prime Minister Narendra Modi.--IANSnbh/arm
New Delhi, June 21 (IANS) Termed as a 'great example' of the fusion of modern technology, the 'WHO M-Yoga' app launched by Prime Minister Narendra Modi on the oaccasion of International Day of Yoga on Monday aims to help spread yoga around the world and contribute to the efforts of the 'One World, One Health' motto.
The app will provide many videos of yoga training and practice based on common yoga protocols in different languages. It will help promote yoga and wellness among the people around the world, especially during the ongoing Covid-19 pandemic.
Modi launched the app while addressing the nation on the occasion of the 7th International Day of Yoga, saying the app will play an instrumental role in the rehabilitation of the health of Covid patients who have recovered from the disease.
"When India proposed the International Day of Yoga in the United Nations, the spirit behind it was to make the yoga science accessible to the entire world. Today India has taken another important step in this direction along with the United Nations and the WHO.
"Now the world is going to get the power of the M-Yoga app. In this app, many videos of yoga training will be available in different languages of the world, based on the common yoga protocol. It is also a great example of the fusion of modern technology and ancient science. I am sure the app will play a big role in expanding yoga across the globe, making the efforts of 'One World, One Health' a success," the Prime Minister said.
The Ministry of AYUSH and the World Health Organization (WHO) had jointly undertaken a project in mid-2019, focusing on mobile yoga. It envisaged the concept of 'Be Healthy, Be Mobile' (BHBM) under the United Nations Sustainable Development Goals to achieve Universal Health Coverage by 2030.
The BHBM initiative is a global partnership led by the WHO, which supports the scale up of mobile health (m-Health) technology within the scope of the national health system to combat non-communicable diseases (NCDs).
In order to achieve the above objectives, a memorandum of understanding was signed in July 2019 between the WHO and the Ministry of AYUSH.
The M-Yoga project focused on four areas: Common yoga protocol for general wellness; yoga for mental health and resilience; yoga for adolescents; and yoga for pre-diabetics.
Building upon this, a requisite handbook and mobile applications were to be developed by the Morarji Desai National Institute of Yoga (MDNIY) in consultation with technology partners from the WHO.
The work on the handbook is in the final stages and the currently launched app is available in two of the six official languages -- English and Hindi.
New Delhi, June 21 (IANS) Yoga has long been known as a holistic medium to achieve health and wellbeing. The Covid-19 pandemic has further put the spotlight on the myriad benefits of yoga.
On the occasion of International Day of Yoga on Monday, experts said that practising yoga can boost respiratory health and immunity post Covid.
It has been observed that nearly 10 per cent of people diagnosed with Covid-19 experience prolonged symptoms, including breathing trouble, headaches, blood clots, nausea, fatigue and muscle pain which may last for weeks, months, possibly years even after recovery.
Apart from a healthy diet, yoga can play an important role in the recovery process post Covid, experts said.
"Yoga can help support, balance and boost the immune system and can help fight oxidative stress that poses a risk to the healthy cells. While the novel coronavirus especially attacks the respiratory system, breathing exercise or 'pranayam' can help a lot in strengthening the system if done in a correct way and under good guidance," Ismit Tyagi, Consultant Physiotherapist, Columbia Asia Hospital, Gurugram, told IANS.
Patients who have recovered from Covid-19 can do some easy yoga movements to increase the body's capacity.
"Movements like Tadasana, Chakrasana, Trikonasana, Bhujangasana and Pawanmuktasana will not only help in increasing the capacity of the lungs, but will also increase the amount of oxygenated blood in the body and transfer direct blood to the brain, due to which the body feels strong and young. Yoga also helps to maintain proper alignment of our body besides enhancing our immunity," said Chitra Kataria, Head-Rehabilitation, Indian Spinal Injuries Centre, New Delhi.
Besides physical health, the pandemic has taken a severe toll on the mental health of people -- dealing with the deaths of loved ones, loss of jobs, being cooped up at home and uncertainty of the future. All these can result in feelings of anxiety and despair.
"Yoga could be useful during the pandemic in three ways -- helping to cope with the stress by alleviating depression and anxiety, improving the respiratory system which is mainly damaged by the virus, and boosting immunity. Yoga is a great tool to help improve respiratory health and immunity, both of which are involved in the prevention and healing from Covid-19," said Tilak Suvarna, Senior Interventional Cardiologist, Asian Heart Institute, Mumbai.
While yoga and meditation are known to be beneficial for holistic health, there is no proof that they help the human body to fight coronavirus. However, studies on yoga in managing flu symptoms during an influenza season have shown promising results, the experts noted.
Regular yoga practice can also help people of all ages prevent and control noncommunicable diseases (NCDs) like cardiovascular diseases, cancer, chronic respiratory diseases and diabetes -- a major risk factor for developing severe Covid-19 symptoms, said Poonam Khetrapal Singh, WHO Regional Director for South-East Asia.
NCDs kill 41 million people globally every year, more than a third of them prematurely.
"People living with NCDs are at higher risk of developing severe Covid-19 symptoms. They must continue to be provided uninterrupted access to NCD services and encouraged and enabled to take preventive action, for which yoga at home can prove beneficial and safe," Singh said.
"Yoga is a powerful way for people of all ages and incomes, whatever their gender or ethnicity, to prevent and control NCDs, increase overall physical and mental health, and reduce individual and public health expenditure," she added.