Chennai, June 22 (IANS) The Indian insurance regulator IRDAI has allowed non-life insurers to offer "homecare/domiciliary treatment" or treatment at home as an add on cover afresh or to their existing policies.In a circular to all non-life insurers including standalone health insurers, the Insurance Regulatory and Development Authority of India (IRDAI) has said companies have to file their products with it, if home treatment is offered as an add-on cover.According to IRDAI, homecare treatment is one taken at home for an ailment that normally needs hospitalisation provided that a medical practitioner advises the insured home treatment; there is a continuous active line of treatment with the health status of the insured monitored daily by a medical practitioner during the duration of home treatment; and that records of daily monitoring of the insured patient and the treatment given are recorded and signed by a medical practitionerNorms for settlement of claims should be mentioned in the policy document and prospectus, it said.IRDAI said that insurers can offer the cover to their existing policyholders by charging an additional premium for the residual period of time.Reacting to the development, Liberty General Insurance Ltd's CEO and Whole Time Director Roopam Asthana told IANS that the "add-on cover has to be priced right taking into account the data and possible scenarios".Though the insurers will save on huge daily hospital room charges, the doctor and nurse fee may be on slightly on the higher side then what a hospital charges.Industry officials told IANS the add-on cover would have been beneficial when Covid-19 pandemic was at its peak and hospital beds were not available, but now the situation is not that serious.However, it is also true that how the pandemic will pan out in the future is not known. A senior industry official, who preferred anonymity, told IANS that the coverage should be priced taking into account payments made towards renting hospital beds and other medical equipment that are normally used in a hospital room.--IANSvj/vd
While the monsoon might be enjoyable for a lot many of us, curling up with a good book and cup of tea while it pours outside is a great feeling, but our hair and skin doesn't quite enjoy the weather. Due to the increase in humidity, our skin looks greasy and clogged pores become a regular occurrence. Similarly, our hair becomes more greasy and the scalp gets congested due to excess moisture. So what's the solution then? We need to stick to a skincare and hair care routine that works in this sort of weather. Megha Asher, COO and CO Founder, Juicy Chemistry suggests:
Cleansing: Given how greasy and congested the skin can get, it is important to thoroughly cleanse it with a cleanser that won't dry out the skin. Our super fatted cleansers made from saponified oils and botanical extracts are a great choice. Depending on your skin type, you can choose a cleanser accordingly. Be sure to cleanse twice a day -- in the morning and at night, before heading to bed.
Exfoliation: Exfoliating the skin is essential as it gets rid of dead cells, helps clean out pores, and keeps this skin looking radiant. Exfoliate 1 to 2 times a week.
Mist: Given all the humidity, you probably don't want something too heavy, so go light with your thick creams. Instead, think about adding a refreshing toning mist or floral water into your routine. Follow up with a face oil or moisturizer, whatever you prefer.
Masking: Facemasks give an extra boost of nourishment to the skin and are a great pick-me-up. Depending on your skin concerns, you can opt for a mask that works for you.
Face Oil/Moisturizer: Many are of the opinion that oils are too thick, too greasy, and clog pores. The truth is that it isn't necessarily the case. Oils such as Rosehip, Jojoba, and Hemp Seed oils are great for the skin and have a low comedogenic rating -- meaning they won't clog your pores. In fact, Hemp Seed oil is known to help with acne and Jojoba oil matches the consistency of the sebum our skin naturally produces! These oils work quite well for the skin, even during the daytime. Just make sure the oil is the second last part of your skincare routine, the last step being your sunscreen -- during the daytime, of course.
Sunscreen: Just because it is cloudy, outside does not mean it is okay to give your sunscreen a miss! UV rays penetrate through the clouds and even through windows so make sure you are applying sunscreens regularly.
Skip Makeup: We are all largely spending time at home so it is time to give rest to your makeup; let your skin breathe instead!
Using The Right Oil: The good old champi need not be given a miss. In fact, it might help balance the scalp. Use a lightweight oil or blend of oils that'll do the trick for you.
Choosing The Right Shampoo: Humidity calls for thorough cleansing of the scalp. Using a gentle shampoo gets rid of the buildup and balances and nourishes your scalp. Be sure to apply the shampoo to your scalp only! Otherwise, you will dry out your hair.
Use A Leave-In Conditioner: Frizziness is a common concern in the wetter months and leave-in conditioners are quite effective at nourishing the hair and making the strands feel smoother and softer to the touch.
Read More► Want Healthy Skin? Wash Your Pillowcase Every Week
No matter how high the thread count or how lovely the pattern, your pillowcase can harbour a lot of gunk, grunge, and other debris. Changing your sheets, which should be done at least once a week or at the most once in two weeks, is a must. But, if you want to be truly kind to yourself, or at least to your face, you should change your pillowcase at least once a week, if not more often.
Your Pillowcase Contains Dust Mites And Their Poop
Your entire body including your face is constantly shedding dead skin cells. Those dead skin cells accumulate on your pillowcase. And if you think that's gross, wait until you see what comes next. Those cells, it turns out, are a favourite snack of microscopic dust mites, who feed on the delectable bits of dead skin right where you sleep.
Think again if you believe your home is free of dust mites. Dust mites are common in most homes, and the allergens they produce are derived from faecal pellets and body parts. Yes, dust mites leave a trail of poop and carcasses for you to roll your face in.
Also, Read► Is There A Link Between Nutrition And Skin Ageing?
There's More - Mucus, Dandruff, Ear Wax, and Saliva
Various types of body discharge can be transferred to pillowcases, sheets, clothes, towels, and other fabrics. Bodily secretions account for up to 70 percent of the dirt on your pillowcase. We produce and shed about one litre of sweat, 10 grams of salt, 40 grams of sebum and 2 billion dead skin cells on a daily basis.
It gets worse when you add in mucus, dandruff, earwax and saliva. If you wear makeup, facial moisturisers, sunscreens or hair care products which can rub-off on your pillowcase, there may be even more residue.
What This Can Do To Your Skin
All of that goop can cling to your skin, which is why pillowcases were created in the first place. If you slept on a 'naked' pillow, it could accumulate and transfer to your skin, causing skin irritation and acne breakouts.
And it doesn't help if you have a pillowcase but don't wash it. Soiled pillowcases can cause breakouts, especially if you have acne-prone or sensitive skin.
If you live with, and sleep with, a pet, you are adding to the list of potential irritants. Pet hair and dander on pillowcases can exacerbate allergies and eczema in people who are prone to these conditions. If you sleep with a pet, you should wash your pillowcases even more frequently.
If you can't see the scum, try smelling it.
If your pillowcases appear clean but smell bad, this indicates that they aren't truly clean. Body secretions and germs on your pillowcase are invisible to the naked eye but not to our noses. They cause an offensive stink.
A weekly wash is a good idea if you don't want to aggravate the problem. Greasy body soils and dirt can become embedded between the fibres of your pillowcases, especially if they are not washed on a regular basis.
Read More► Can Gardening Be An Effective Way to Fight Depression?
New York, June 20 (IANS) While suicide rates are generally higher in men than in women, but those who indulge in family care work are less vulnerable to take their lives, according to a new study.
The study, led by Colorado State University researchers, found that that men's suicide mortality is related to their private-life behaviours, specifically their low engagement in family care work -- not just the adversities they may encounter in aspects of their public lives, such as employment.
Men tend to overinvest in the role of an economic-provider, and underinvest in family care work -- a pattern that leaves them vulnerable when economic-provider work is threatened or lost, according to Silvia Sara Canetto Canetto, Professor of Psychology at the varsity.
In the study, family caregiving was defined as, for example, providing personal care or education for a child, and/or providing care for a dependent adult.
The researchers examined suicide, male family caregiving, and unemployment in 20 countries, including the US, Austria, Belgium, Canada and Japan.
Suicide rates were found to be lower in countries where men reported more family care work, showed the study published in Social Psychiatry and Psychiatric Epidemiology.
In countries where men reported more such care work, higher unemployment rates were not associated with higher suicide rates in men. By contrast, in countries where men reported less family care work, higher unemployment rates were associated with elevated male suicide rates. Incidentally, unemployment benefits did not reduce male suicide rates.
Taken together, the findings suggest that men's family care work may protect them against suicide, particularly under difficult economic circumstances, Canetto said.
Men's greater involvement in family care work would also relieve women of their disproportionate caregiving load, and give children more resources.
The findings suggest incorporating support for engagement in family care work in programmes aimed at reducing men's suicide mortality.
"This means expanding beyond dominant frameworks of men's suicide prevention with their employment-support focus," Canetto explained. "It also means going beyond treating suicide as just a mental health problem to be solved with mental health 'treatments.'"
New Delhi, June 19 (IANS) As millions of people get prepared for the International Yoga Day around the world, those staying indoors, after going through a lethal second Covid wave in India, can find solace in some fresh iOS apps for their overall well-being from the comforts of their homes.To stay fit during the pandemic, people can use iOS apps like Beats & Breath, Restorative Yoga, Flow State, Pure Meditation, Yoga-Go, Aura, Endel, Motivate and the popular Breathe apps.According to Nidhi Mohan Kamal, Ashtanga Vinyasa yoga trainer and certified strength fitness trainer, yoga has been her go-to-ritual for mental health and a way to connect with divine in these stressful times. "Don't worry about complicated poses and vinyasa if that intimidates you, just breathing deeply and a few basic poses can be amazing too, the important thing is to show up on the mat everyday with devotion to yourself and creator," she told IANS."Connection with your breath is known to be the best way to beat stress out of your life, I have been using Apple Watch for 4 years now, and the Breathe App has been helpful in mindful breathing everyday," she added.With its long holds, deep breathing and focus on low physical activity, Restorative Yoga app is meant to give your body a break while still providing a challenge for the mind. In that spirit, this is a playlist of meditative music meant to complement the pace and mood of a great restorative practice.In the Flow State iOS app, there is a playlist designed specifically for vinyasa practice. Flow State playlist keeps rotating selections regularly, so if users hear something they like, they can add it to their library. While ‘Calm' is one of the best apps for sleep, meditation and relaxation, the ‘Yoga-Go' app is a source of home-based yoga workouts. Yoga-Go workouts only take between 7-30 minutes, and you can burn up to 200 calories per session. It integrates with HealthKit, so users can export nutrition and exercise data from Yoga-Go to HealthKit, and import fitness data and weight and body measurements from HealthKit to Yoga-Go.The ‘Endel' app creates personalised soundscapes to give your mind and body what it needs to achieve total immersion in any task. Endel's soundscapes are algorithm-powered and designed to gently rise and fall in line with your immediate internal and external conditions like location, time zone, weather, and heart rate.--IANSna/
Nay Pyi Taw, June 19 (IANS) Myanmar's Ministry of Health and Sports imposed a stay-at-home order in Letpadan township, Bago region, due to a recent resurgence of new Covid-19 cases.The stay-at-home order will be in effect starting from Saturday as the township also witnessed a rise in Covid test positivity rate, reports Xinhua news agency.According to the Ministry, Myanmar reported 301 new Covid cases with one death in the past 24 hours.The overall infection tally has increases to 147,069, while the death toll stood at 3,251 .A total of 133,452 patients have been discharged from hospitals so far.--IANSksk/