Chennai, June 22 (IANS) The Indian insurance regulator IRDAI has allowed non-life insurers to offer "homecare/domiciliary treatment" or treatment at home as an add on cover afresh or to their existing policies.In a circular to all non-life insurers including standalone health insurers, the Insurance Regulatory and Development Authority of India (IRDAI) has said companies have to file their products with it, if home treatment is offered as an add-on cover.According to IRDAI, homecare treatment is one taken at home for an ailment that normally needs hospitalisation provided that a medical practitioner advises the insured home treatment; there is a continuous active line of treatment with the health status of the insured monitored daily by a medical practitioner during the duration of home treatment; and that records of daily monitoring of the insured patient and the treatment given are recorded and signed by a medical practitionerNorms for settlement of claims should be mentioned in the policy document and prospectus, it said.IRDAI said that insurers can offer the cover to their existing policyholders by charging an additional premium for the residual period of time.Reacting to the development, Liberty General Insurance Ltd's CEO and Whole Time Director Roopam Asthana told IANS that the "add-on cover has to be priced right taking into account the data and possible scenarios".Though the insurers will save on huge daily hospital room charges, the doctor and nurse fee may be on slightly on the higher side then what a hospital charges.Industry officials told IANS the add-on cover would have been beneficial when Covid-19 pandemic was at its peak and hospital beds were not available, but now the situation is not that serious.However, it is also true that how the pandemic will pan out in the future is not known. A senior industry official, who preferred anonymity, told IANS that the coverage should be priced taking into account payments made towards renting hospital beds and other medical equipment that are normally used in a hospital room.--IANSvj/vd
New Delhi, June 19 (IANS) As millions of people get prepared for the International Yoga Day around the world, those staying indoors, after going through a lethal second Covid wave in India, can find solace in some fresh iOS apps for their overall well-being from the comforts of their homes.To stay fit during the pandemic, people can use iOS apps like Beats & Breath, Restorative Yoga, Flow State, Pure Meditation, Yoga-Go, Aura, Endel, Motivate and the popular Breathe apps.According to Nidhi Mohan Kamal, Ashtanga Vinyasa yoga trainer and certified strength fitness trainer, yoga has been her go-to-ritual for mental health and a way to connect with divine in these stressful times. "Don't worry about complicated poses and vinyasa if that intimidates you, just breathing deeply and a few basic poses can be amazing too, the important thing is to show up on the mat everyday with devotion to yourself and creator," she told IANS."Connection with your breath is known to be the best way to beat stress out of your life, I have been using Apple Watch for 4 years now, and the Breathe App has been helpful in mindful breathing everyday," she added.With its long holds, deep breathing and focus on low physical activity, Restorative Yoga app is meant to give your body a break while still providing a challenge for the mind. In that spirit, this is a playlist of meditative music meant to complement the pace and mood of a great restorative practice.In the Flow State iOS app, there is a playlist designed specifically for vinyasa practice. Flow State playlist keeps rotating selections regularly, so if users hear something they like, they can add it to their library. While ‘Calm' is one of the best apps for sleep, meditation and relaxation, the ‘Yoga-Go' app is a source of home-based yoga workouts. Yoga-Go workouts only take between 7-30 minutes, and you can burn up to 200 calories per session. It integrates with HealthKit, so users can export nutrition and exercise data from Yoga-Go to HealthKit, and import fitness data and weight and body measurements from HealthKit to Yoga-Go.The ‘Endel' app creates personalised soundscapes to give your mind and body what it needs to achieve total immersion in any task. Endel's soundscapes are algorithm-powered and designed to gently rise and fall in line with your immediate internal and external conditions like location, time zone, weather, and heart rate.--IANSna/
Nay Pyi Taw, June 19 (IANS) Myanmar's Ministry of Health and Sports imposed a stay-at-home order in Letpadan township, Bago region, due to a recent resurgence of new Covid-19 cases.The stay-at-home order will be in effect starting from Saturday as the township also witnessed a rise in Covid test positivity rate, reports Xinhua news agency.According to the Ministry, Myanmar reported 301 new Covid cases with one death in the past 24 hours.The overall infection tally has increases to 147,069, while the death toll stood at 3,251 .A total of 133,452 patients have been discharged from hospitals so far.--IANSksk/
One of the most common changes post-pandemic is the global adoption of the 'work-from-home' (WFH) culture. As professionals set up their indoor workstations, their overall physical activity has reduced.
The shutdown of public spaces like gyms, beaches and parks, coupled with restrictions on other outdoor activities such as walking, jogging or cycling, has further added to the problem, says Dhara Tanna, Senior Vice President of Fitternity. Advocating for inclusion of varying forms of exercise in one's daily routine, Tanna believes individuals can achieve their fitness goals right from the safety of their homes.
Here are some workouts that she suggests you can easily include in your WFH regime to seamlessly achieve the balance between work and well-being.
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Before Starting Your Work Day
It is essential to start your day with a calm and relaxed approach. Engaging in some breathing exercises like pranayama or anulom vilom will help you stay focused and stress-free. Further, practicing these will ensure lowered blood pressure, heart rate, and risks of depression. These exercises are also known to better the symptoms of diabetes and effectively lower chronic pain. They help in keeping the body adequately oxygenated, which is very necessary during the present times.
Walk And Talk
With most office meetings turning into conference calls, you end up staying seated for longer time periods. You can start taking your calls while walking around your workspace to stay active. Apart from improving your blood circulation, it will also help you benefit from the much-needed break from screen time. Additionally, walking induces the release of healthy endorphins or happy hormones in the body as well as helps in loosening muscles. You can even increase your steps by going to the kitchen for water; instead of sitting with a bottle. You can also keep yourselves motivated by having a healthy competition with a friend or family member on who achieves the most steps.
Replace screen time while you take your in-between breaks with some quick stretches. They are beneficial for both the mind and the body. It will provide muscles and joints with the required movement while simultaneously breaking the monotony of sitting in one position for far too long. It even reduces soreness and stiffness. Some of these exercises like neck rolls, side stretch, back and upper back stretch, seated hip stretch, spinal twist are a few stretches that can be performed right at your desk. Just like our body, our eyes also need some rest.
Eyes Need Rest Too
Eyes have muscles which also require proper exercising in order to stay strong and healthy. One such easy exercise to reduce eye strain while working from home is the 20-20-20 rule exercise. One should practice to look away from the screen after every 20 minutes and focus on any object that is 20 feet away for 20 seconds. This will surely work as a strain relief to your eyes.
To stay fit, people need to include at least 150 minutes of moderate-intensity physical activity per week; or 75 minutes of vigorous exercise weekly. You can pick from a wide range of workout regimes that can be easily done at home. Some of these workouts include Yoga, Zumba, Pilates, Functional Training, and High-Intensity Interval Training (HIIT) among others. To stay on track and enjoy the best results, you can even join online classes. Most such digital platforms even offer the option of one-on-one training with instructors.
With fitness being the top priority of many, these are just a few things that one can include in their daily lives. Professionals can make adjustments in this plan depending on their specific work routines, says the Fitternity expert.
However, to regularly engage in some form of physical activity is something you can't afford to compromise. Consistency is the primary ingredient in the recipe for a healthy life. Exercise not only improves a person's physical health but also works wonders for their mental well-being.
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In view of the second wave of Covid-19 that has put extreme pressure on diagnostic path labs, the Indian Council of Medical Research (ICMR) recently approved Covid-19 home testing using Rapid Antigen Tests (RATs). The self-use test can be used by symptomatic individuals and immediate contacts of confirmed cases as per the ICMR guidelines. Users of this test will not need sample collection by a healthcare professional. This will ease pressure on overburdened labs and reduce delays in testing. However, these tests should be done wisely and in lieu of the said Covid-19 norms.
According to the ICMR, individuals who test positive using the home testing kit may be considered as true positives, and no-repeat testing is required. All symptomatic individuals who test negative must get tested by RT-PCR, as RATs are likely to miss few positive cases.
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How Does The Home Testing Kit Work?
Each kit provides all testing materials, instructions to use (IFU) leaflet and a biohazard bag to be safely disposed of after testing. The test is designed to be done using a nasal swab (not the deep nasopharyngeal swab) to reduce the discomfort. The kit is supposed to provide results in 15 minutes and people who test positive should immediately isolate so that they do not infect others, and quickly contact the local municipal bodies and their healthcare provider. Those who test negative and continue to experience Covid-like symptoms should seek follow-up care from their healthcare provider and conduct an RT-PCR test.
How Do You Know When The Result Is Positive?
The kit has a control line and a test line that will indicate the result. If both Control Line C and the Test Line T appear in the cartridge, the presence of novel coronavirus antigen is confirmed, and the result is positive. This takes up to around 15 minutes for results to appear.
How Do You Know When The Result Is Negative?
If only quality Control Line C appears but the Test Line T does not appear, this indicates that novel coronavirus antigen has not been detected and the result is negative.
How Do You Know When The Result Is Invalid?
For invalid results, if the quality control line C is not observed, it will be invalid regardless of whether there is a test line T. In this case, the test shall be conducted again.
What Do Positive Results Indicate?
Positive results indicate the presence of viral antigens. People who test positive with the home Covid-19 Antigen Test should self-isolate and seek to follow up care with their physician or healthcare provider for further action.
What Are The Possible Disadvantages Of These Tests?
There could a possible discomfort while sample collection, if you do not do it correctly. Also, RATs have the tendency to interpret incorrect results. The other possibility is that people may test positive and resort to self-medication which could be harmful to them.
Are There Any Preparation To Do Before The Test?
Firstly, it is important that you find a clean place to do the test.
* Identify a table and sanitise the surface thoroughly.
* Wash your hands with soap, and make sure that your hands are dry before you perform the test.
* Tear the pouch and lay the contents of the kit on the table.
* Before you proceed with the test, please download the app mentioned in the testing kit, fill in the credentials and then proceed with the test. This is important so that no positive case is missed.
Always remember that there are many factors that come into play when it comes to home test kits. These tests work best with people who have symptoms of Covid-19. If you test a little early or say if you are asymptomatic, most likely your test may show negative and that might give you a false sense of reassurance that this negative test means you are not transmissible, when you really could be. So, if you are sick, it is important to seek medical aid from your healthcare provider, and report the findings of the test to the local municipal body.
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At the personal level, the fight against the Covid-19 virus begins with strong immunity. As the second wave turns out to be more alarming and devastating than the previous one, many are turning to strengthening their immune system using homegrown plants, 'kadhas', and a nutrient-rich and diverse diet.
The world is waking up again to the importance of a balanced diet, and according to Aseem Sood, Managing Director, Proveda India, it is necessary to follow a diet that includes foods rich in iron, protein and vitamins C, B12 and A.
While patients must strictly follow their doctor's advice, Sood believes that, "to combat this deadly disease is also to opt for the age-old ayurvedic immunity drinks and kitchen ingredients in Indian households that have the necessary nutrients to cure a lot of ailments like cold, flu and fever. Make sure that your immunity is in its prime and working at its full capacity to fight against allergens and pathogens attacking your body."
Here's what he suggests to help you boost your immunity and complete your diet, so your body builds up the strength to put up a fight against foreign pathogens.
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Giloy and tulsi: Studies have proved that Giloy possesses immune-o-simulator properties. It helps to flush out the toxins from the body. Giloy also contains Antipyretic (fever controlling) properties. Tulsi is known as the ''the queen of herbs''. Tulsi is said to prevent disease, promote general health, well-being and longevity and assist in dealing with the stresses of daily life. Combination of these two superb herbs gives you a healthy and long life. Giloy Tulsi Plus is a traditionally-known herb that boosts immunity level and balances all three 'doshas'.
Panch tulsi with ginger drops: It is one of the best examples of ayurveda's holistic lifestyle approach to health. Considered as a potent adaptogen, Panch tulsi and ginger have a unique combination of pharmacological actions that promote well-being and resilience. This combination increases anti-oxidant molecules such as glutathione and enhancing the activity of antioxidant enzymes such as superoxide dismutase and catalase, which protect cellular organelles and membranes by mopping up damaging free radicals in the body.
Immune drops: Immune drops is a mixture of rama tulsi, kala tulsi, vishnu priya tulsi, sweet lemon tulsi, bisva tulsi, curcumin. It is an instant immunity booster, gives you good health, protects you from diseases and helps you to live a good healthy life.
Sood also suggests taking in dissolvable Vitamin C tablets in water as it is an antioxidant which strengthens body's immune response.
Finally, if one is advised, they can also take in multivitamin capsules. "Modern day food habits don't provide proper nutrition and that's why we need multivitamin supplements to re-vitalize the body and to keep you protected from the damage caused by harmful free radicals.''
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