Chennai, June 22 (IANS) The Indian insurance regulator IRDAI has allowed non-life insurers to offer "homecare/domiciliary treatment" or treatment at home as an add on cover afresh or to their existing policies.In a circular to all non-life insurers including standalone health insurers, the Insurance Regulatory and Development Authority of India (IRDAI) has said companies have to file their products with it, if home treatment is offered as an add-on cover.According to IRDAI, homecare treatment is one taken at home for an ailment that normally needs hospitalisation provided that a medical practitioner advises the insured home treatment; there is a continuous active line of treatment with the health status of the insured monitored daily by a medical practitioner during the duration of home treatment; and that records of daily monitoring of the insured patient and the treatment given are recorded and signed by a medical practitionerNorms for settlement of claims should be mentioned in the policy document and prospectus, it said.IRDAI said that insurers can offer the cover to their existing policyholders by charging an additional premium for the residual period of time.Reacting to the development, Liberty General Insurance Ltd's CEO and Whole Time Director Roopam Asthana told IANS that the "add-on cover has to be priced right taking into account the data and possible scenarios".Though the insurers will save on huge daily hospital room charges, the doctor and nurse fee may be on slightly on the higher side then what a hospital charges.Industry officials told IANS the add-on cover would have been beneficial when Covid-19 pandemic was at its peak and hospital beds were not available, but now the situation is not that serious.However, it is also true that how the pandemic will pan out in the future is not known. A senior industry official, who preferred anonymity, told IANS that the coverage should be priced taking into account payments made towards renting hospital beds and other medical equipment that are normally used in a hospital room.--IANSvj/vd
While the monsoon might be enjoyable for a lot many of us, curling up with a good book and cup of tea while it pours outside is a great feeling, but our hair and skin doesn't quite enjoy the weather. Due to the increase in humidity, our skin looks greasy and clogged pores become a regular occurrence. Similarly, our hair becomes more greasy and the scalp gets congested due to excess moisture. So what's the solution then? We need to stick to a skincare and hair care routine that works in this sort of weather. Megha Asher, COO and CO Founder, Juicy Chemistry suggests:
Cleansing: Given how greasy and congested the skin can get, it is important to thoroughly cleanse it with a cleanser that won't dry out the skin. Our super fatted cleansers made from saponified oils and botanical extracts are a great choice. Depending on your skin type, you can choose a cleanser accordingly. Be sure to cleanse twice a day -- in the morning and at night, before heading to bed.
Exfoliation: Exfoliating the skin is essential as it gets rid of dead cells, helps clean out pores, and keeps this skin looking radiant. Exfoliate 1 to 2 times a week.
Mist: Given all the humidity, you probably don't want something too heavy, so go light with your thick creams. Instead, think about adding a refreshing toning mist or floral water into your routine. Follow up with a face oil or moisturizer, whatever you prefer.
Masking: Facemasks give an extra boost of nourishment to the skin and are a great pick-me-up. Depending on your skin concerns, you can opt for a mask that works for you.
Face Oil/Moisturizer: Many are of the opinion that oils are too thick, too greasy, and clog pores. The truth is that it isn't necessarily the case. Oils such as Rosehip, Jojoba, and Hemp Seed oils are great for the skin and have a low comedogenic rating -- meaning they won't clog your pores. In fact, Hemp Seed oil is known to help with acne and Jojoba oil matches the consistency of the sebum our skin naturally produces! These oils work quite well for the skin, even during the daytime. Just make sure the oil is the second last part of your skincare routine, the last step being your sunscreen -- during the daytime, of course.
Sunscreen: Just because it is cloudy, outside does not mean it is okay to give your sunscreen a miss! UV rays penetrate through the clouds and even through windows so make sure you are applying sunscreens regularly.
Skip Makeup: We are all largely spending time at home so it is time to give rest to your makeup; let your skin breathe instead!
Using The Right Oil: The good old champi need not be given a miss. In fact, it might help balance the scalp. Use a lightweight oil or blend of oils that'll do the trick for you.
Choosing The Right Shampoo: Humidity calls for thorough cleansing of the scalp. Using a gentle shampoo gets rid of the buildup and balances and nourishes your scalp. Be sure to apply the shampoo to your scalp only! Otherwise, you will dry out your hair.
Use A Leave-In Conditioner: Frizziness is a common concern in the wetter months and leave-in conditioners are quite effective at nourishing the hair and making the strands feel smoother and softer to the touch.
Read More► Want Healthy Skin? Wash Your Pillowcase Every Week
Bengaluru, June 21 (IANS) As part of the plan to make the state Covid free by December end, Karnataka Health Minister K. Sudhakar said on Monday that the state government has launched a massive vaccination drive to inoculate anywhere between 5 and 7 lakh people on a single day.After launching the 'Lasika Maha Abhiyana' (massive vaccination drive) on the occasion of International Yoga Day here, Sudhakar told reporters that the state government aims to vaccinate every eligible citizen and make the state free from Covid-19 by the end of December this year, for which the state will launch more such vaccination drives."Inoculating five to seven lakh people on a single day won't be a problem as the state has a stock of about 15 lakh doses of Covishield and 6-7 lakh doses of Covaxin," he said in response to the question.Answering another query, Sudhakar said that after the second Covid wave, the awareness about anti-Covid vaccine has increased manifold."There was vaccine hesitancy during the initial days when the vaccination drives were launched, but that is no longer the case now, as people have realised that vaccine is the best way to protect them from the virus," the minister said.He added that Karnataka has already administered more than 1.86 crore doses in 13,000 vaccination centres across the state."Even if we succeed in inoculating 70-80 people per centre, we will meet our target of administering five to seven lakh doses on a single day across the state. However, active participation from the citizens is crucial for the success of such vaccination drives," the minister said.Sudhakar also said that the state government had decided to organise this accelerated vaccination drive to mark Interational Yoga Day on the insistence of Prime Minister Narendra Modi.--IANSnbh/arm
New Delhi, June 21 (IANS) Yoga has long been known as a holistic medium to achieve health and wellbeing. The Covid-19 pandemic has further put the spotlight on the myriad benefits of yoga.
On the occasion of International Day of Yoga on Monday, experts said that practising yoga can boost respiratory health and immunity post Covid.
It has been observed that nearly 10 per cent of people diagnosed with Covid-19 experience prolonged symptoms, including breathing trouble, headaches, blood clots, nausea, fatigue and muscle pain which may last for weeks, months, possibly years even after recovery.
Apart from a healthy diet, yoga can play an important role in the recovery process post Covid, experts said.
"Yoga can help support, balance and boost the immune system and can help fight oxidative stress that poses a risk to the healthy cells. While the novel coronavirus especially attacks the respiratory system, breathing exercise or 'pranayam' can help a lot in strengthening the system if done in a correct way and under good guidance," Ismit Tyagi, Consultant Physiotherapist, Columbia Asia Hospital, Gurugram, told IANS.
Patients who have recovered from Covid-19 can do some easy yoga movements to increase the body's capacity.
"Movements like Tadasana, Chakrasana, Trikonasana, Bhujangasana and Pawanmuktasana will not only help in increasing the capacity of the lungs, but will also increase the amount of oxygenated blood in the body and transfer direct blood to the brain, due to which the body feels strong and young. Yoga also helps to maintain proper alignment of our body besides enhancing our immunity," said Chitra Kataria, Head-Rehabilitation, Indian Spinal Injuries Centre, New Delhi.
Besides physical health, the pandemic has taken a severe toll on the mental health of people -- dealing with the deaths of loved ones, loss of jobs, being cooped up at home and uncertainty of the future. All these can result in feelings of anxiety and despair.
"Yoga could be useful during the pandemic in three ways -- helping to cope with the stress by alleviating depression and anxiety, improving the respiratory system which is mainly damaged by the virus, and boosting immunity. Yoga is a great tool to help improve respiratory health and immunity, both of which are involved in the prevention and healing from Covid-19," said Tilak Suvarna, Senior Interventional Cardiologist, Asian Heart Institute, Mumbai.
While yoga and meditation are known to be beneficial for holistic health, there is no proof that they help the human body to fight coronavirus. However, studies on yoga in managing flu symptoms during an influenza season have shown promising results, the experts noted.
Regular yoga practice can also help people of all ages prevent and control noncommunicable diseases (NCDs) like cardiovascular diseases, cancer, chronic respiratory diseases and diabetes -- a major risk factor for developing severe Covid-19 symptoms, said Poonam Khetrapal Singh, WHO Regional Director for South-East Asia.
NCDs kill 41 million people globally every year, more than a third of them prematurely.
"People living with NCDs are at higher risk of developing severe Covid-19 symptoms. They must continue to be provided uninterrupted access to NCD services and encouraged and enabled to take preventive action, for which yoga at home can prove beneficial and safe," Singh said.
"Yoga is a powerful way for people of all ages and incomes, whatever their gender or ethnicity, to prevent and control NCDs, increase overall physical and mental health, and reduce individual and public health expenditure," she added.
No matter how high the thread count or how lovely the pattern, your pillowcase can harbour a lot of gunk, grunge, and other debris. Changing your sheets, which should be done at least once a week or at the most once in two weeks, is a must. But, if you want to be truly kind to yourself, or at least to your face, you should change your pillowcase at least once a week, if not more often.
Your Pillowcase Contains Dust Mites And Their Poop
Your entire body including your face is constantly shedding dead skin cells. Those dead skin cells accumulate on your pillowcase. And if you think that's gross, wait until you see what comes next. Those cells, it turns out, are a favourite snack of microscopic dust mites, who feed on the delectable bits of dead skin right where you sleep.
Think again if you believe your home is free of dust mites. Dust mites are common in most homes, and the allergens they produce are derived from faecal pellets and body parts. Yes, dust mites leave a trail of poop and carcasses for you to roll your face in.
Also, Read► Is There A Link Between Nutrition And Skin Ageing?
There's More - Mucus, Dandruff, Ear Wax, and Saliva
Various types of body discharge can be transferred to pillowcases, sheets, clothes, towels, and other fabrics. Bodily secretions account for up to 70 percent of the dirt on your pillowcase. We produce and shed about one litre of sweat, 10 grams of salt, 40 grams of sebum and 2 billion dead skin cells on a daily basis.
It gets worse when you add in mucus, dandruff, earwax and saliva. If you wear makeup, facial moisturisers, sunscreens or hair care products which can rub-off on your pillowcase, there may be even more residue.
What This Can Do To Your Skin
All of that goop can cling to your skin, which is why pillowcases were created in the first place. If you slept on a 'naked' pillow, it could accumulate and transfer to your skin, causing skin irritation and acne breakouts.
And it doesn't help if you have a pillowcase but don't wash it. Soiled pillowcases can cause breakouts, especially if you have acne-prone or sensitive skin.
If you live with, and sleep with, a pet, you are adding to the list of potential irritants. Pet hair and dander on pillowcases can exacerbate allergies and eczema in people who are prone to these conditions. If you sleep with a pet, you should wash your pillowcases even more frequently.
If you can't see the scum, try smelling it.
If your pillowcases appear clean but smell bad, this indicates that they aren't truly clean. Body secretions and germs on your pillowcase are invisible to the naked eye but not to our noses. They cause an offensive stink.
A weekly wash is a good idea if you don't want to aggravate the problem. Greasy body soils and dirt can become embedded between the fibres of your pillowcases, especially if they are not washed on a regular basis.
Read More► Can Gardening Be An Effective Way to Fight Depression?
Yoga is India's gift to the world. This ancient Indian system boosts health and wellness. And today, on International Yoga day, know whether or not major health issues can be managed or cured by embracing Yoga.
Yoga, ancient India's health and wellness practice, is now a gift to the world. And the Yoga Asanas, coupled with Pranayama and other traditional forms of breathing exercises, have a lasting impact on the mind and the body. Factually, Yoga is not just about Asanas but is multi-dimensional. What is popular worldwide these days is the Dhyana or Abhyasa form of Yoga. However, the real purpose of Yoga includes various aspects of life. Today, on International Yoga day, know whether or not major health issues can be managed or lessened by embracing this old but effective practice.
What kind of diseases can be managed or risks reduced by practising Yoga?
Yoga Asanas can help individuals and regular practitioners manage health issues or even reduce the risk of gastric problems, hyperacidity, indigestion, thyroid disorders etc. It can also help people deal with lethargy/fatigue, arthritis, cholesterol, PCOD, diabetes, blood pressure and various other chronic illnesses. Moreover, issues like insomnia, sinusitis, varicose veins, hormonal imbalance, menopause can be dealt with effectively by embracing Yoga in routine life. It may also include other chronic diseases.
Also, Read► Yoga Poses That Can Help You Reduce Belly Fat And Get Super Sculpted Abs
How long does it take for Yoga to start showing effects?
By incorporating Yoga in daily life, an individual can control/manage or reduce the risk of health problems because this old method helps build a robust body and mind. However, one would have to at least practice Yoga for two to three months consistently. Nonetheless, it would take many more months of practice to help the body absorb the benefits of this holistic health management therapy.
Can Yoga reverse or cure diseases?
Whether or not Yoga can reverse diseases is still a matter of debate. Health experts believe that further research will help open new avenues and discover several other benefits of practising Yoga. Nonetheless, when practised under an expert's supervision, Yoga may bring about a sea change in a person's wellness - both physical and mental.
Some researchers believe that Yoga can profoundly influence a person's biology (body), psychology (mind) and social and spiritual life. Therefore, the effects of Yoga on a person's life could be multi-dimensional.
How to practice Yoga daily?
Consult your doctor before practicing Yoga. Every individual's body and health conditions are different. Therefore, learn Yoga from a qualified practitioner and do it only under his/her expert guidance. Not all Yoga Asanas can be performed by everyone. Thus, your Yoga Guru can help plan the set of Asanas that best suit your body and health.
Read More► International Yoga Day 2021: Yogasanas That Individuals Can Perform Across All Ages